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International Shipping Insurance

Furniture & Car Insurance

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When relocating overseas, protecting your belongings against loss, damage, or theft is essential, and that’s where international moving insurance comes in. Choosing the right insurance can give you peace of mind and financial security throughout your move. This guide explains the main types of moving insurance available in Canada, estimated costs, and tips for selecting the best coverage for your international relocation.

Key Takeaways

  • Not all movers offer full protection: Basic coverage from movers may not fully cover damage or loss — consider supplemental insurance.
  • Types of coverage: Options include Full Value Protection, Released Value Protection, Declared Value Protection, and Third‑Party Insurance.
  • Special items need special coverage: Car moving insurance and high‑value household goods may require tailored policies.
  • Estimated costs vary: Insurance rates range from $1.32/kg (RVP) to $18–$25/kg (FVP) or flat rates for third‑party policies.

Types of Moving Insurance 

There are many types of moving insurance you can hire Finding the best international moving insurance depends on your needs and what you are moving abroad. 

Moving Car Insurance 

While international moving companies offer some type of car insurance when moving to another country, they usually don’t fully cover extensive damage, loss, or even theft. Therefore, investing some cash into an All-Risks moving car insurance can save you from unfavourable events. 

Furniture Insurance 

The furniture insurance is meant to protect your items from damage and loss, and more during transit. Here are the types of furniture insurance coverage you can find: 

  • Full Value Protection (FVP): Completely replaces or repairs any damage or loss during the relocation process. It is mostly recommended for high-value items. 
  • Released Value Protection (RVP): Usually weight-based, the RVP insurance can protect some of your items. However, it offers basic coverage. Not suited for expensive pieces of furniture. 
  • Declared Value Protection (DVP): With this moving insurance, you declare the total value of your furniture, which assures you that in case of any damage, loss, or theft, you get your money back. 

Third-Party Moving Insurance 

As most international movers offer basic coverage moving insurance, the better alternative would be to hire a third-party moving insurance in Canada. You can acquire this from an independent insurance company.  

Usually, when opting for a third-party moving insurance provider, you have many more options regarding the type of coverage you desire. 

Request International Moving Quotes

Request up to 5 free moving quotes with Sirelo. You can receive your offers in less than 24 hours. Simply click the button below and choose your household type. 

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You may be interested in more information check out our page about international moving services

Moving Insurance Cost 

The cost of moving insurance differs significantly depending on the type. In the table below, you will find estimated international moving insurance costs based on type: 

Insurance Type  Estimated Cost (CAD) 
Released Value Protection  $1.32/kg  
Full Value Protection  $18–25/kg 
Declared Value Protection  0.6%–1.5% of declared value 
Third-party Insurance  $200–900 (flat rate) 
Car Moving Insurance  $400–1,200 

Disclaimer: These are just estimates. We cannot offer exact costs. 

If you are interested in the overall moving costs for abroad, you can read more on our page for international moving prices. 

Relocation Insurance Companies 

Finding the best international shipping insurance companies can be draining at times. Fortunately, we gathered a few insurance relocation companies in Canada that may interest you:  

 

 

  

These companies have great relocation insurance options that can satisfy your moving needs. Check out our article about international removal companies for further information. 

If you are looking for cheaper options, visit our page on cheap moving companies in Canada and find the one for you. 

How to Choose a Moving Insurance? 

Choosing the right insurance for moving household goods abroad is crucial for a smooth relocation. Here is how to choose the best moving insurance:  

  1. Evaluate what you are planning on shipping abroad: Check all your belongings and list them based on valuable items, fragile, irreplaceable, etc.  
  2. Understand the insurance type you need: Based on your household goods, check whether the international household goods shipping insurance you need is Full Value, Released Value, Declared Value, or Third-Party. 
  3. Request moving quotes: To compare insurance options, check for the insurance relocation claims once you request moving quotes. Following that, compare prices, coverage depth, and their reputation.  
  4. Get everything in writing: Request a copy of every document signed with the house relocation insurance company. Save all the documents for proof. 

Ready to Hire Moving Insurance? 

We hope our article helped you understand the type of household goods insurance you need for your move. If you are interested in moving abroad, we recommend you read our page for extra valuable information. 

Frequently asked questions

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